About Me
Lusiana Lukman
About Me
My Story
Hi, my name is Lusiana.
I coach established professionals on how to grow their investment portfolio so they can live their best life now, make work optional, and have enough passive income for life.
Why Work With Me? I am increasingly concerned about the manner in which banks take advantage of individuals, including my friends, family, and others who may not have a strong understanding of financial matters. I want to help you achieve financial independence so that you don’t need to be exploited anymore.
Here’s my story:
I moved to Canada by myself at the age of 14!
Growing up, my mom and dad were very different in their outlook and money habits. My dad was a very successful, self-made businessman whom, by the time I was born, had 3 profitable companies. My mom was a piano teacher who didn’t think much about money, and was living month to month with just her teaching income. They had a very complicated relationship, in which, to my understanding then, my dad did not support my mom financially and looked down on her financial situation and habits of trying to help her dead beat in-debt brother. I think it gave me a mental note that I wanted to be a well to do person, financially for sure.
I left for Canada when I was just 14 years old and started saving and investing at the age of 18 years old. I started off in Canada as a visa student to study music, with no parents here to guide me and without even knowing anything about financial matters. I feel like I started with less than zero knowledge of money management and investing. I saw the need to gain this knowledge, thus I started reading a LOT of investing and financial books.
I learned how to invest and started my own business!
At the time, there weren’t as many DIY platforms as there are now, so I did first start investing with a “financial advisor” who had his own investing firm. And around the same time, I also opened a TD Direct investing account and did my own investing. And after the first 2 years, guess what? The professional investing firm did NOT do better than me. So I wondered, why then am I paying you, whether or not you’re making me money? I vowed to learn about money as much as I possibly can.
I read many more books about money, and some became the catapults that got me to start my own business in 1997. By that point, having saved and invested for quite a few years, I had enough seed money to help me get my first business off the ground. It was and still is our beloved music school: the Classical Music Conservatory (CMC). Since then I’ve also taken the Tax course from H&R Block, because I didn’t know anything about how taxes work in Canada and was terrified, so I had to learn about them! Then I also got my LLQP (Life insurance licence) because I wanted to learn about that too.
I'm on my way to becoming a Certified Financial Planner!
I’ve been a guest speaker at a few seminars in the last few years including at the University of Toronto, Startup Canada with TD Canada Trust, Startup Women presented by the Scotiabank Women Initiative and The Atelier TD panel.
Now I’m doing my CFP courses to get the full picture of financial planning knowledge. Although, I am realizing that most CFPs don’t specialize in the investing part as much as I do. Hence why you’re seeing this page here right now. I will teach and coach you how to invest and make your money make more money for you.
I truly believe that investing is NOT difficult! You CAN learn!
The issue at large has been that the financial industry has made it seem like it’s super complicated and time consuming to manage and invest your money. It’s because they want you to think that you need them to do anything with your money, and that you can’t do it without them. It’s how they make more and more money from you! It really is not hard nor complicated – it simply takes a bit of learning and setting up.
Speaking of the financial industry, all of their “financial advisors/advisers” (yes, there is a difference) are basically sales people who are selling their own financial products. So how do you defend yourself? Learn! It really is not hard nor complicated. It simply takes a bit of learning and setting up. I am here to help you get clarity and plan step by step action to achieve your financial security and goals.
Yes, you will need a bit of time to learn, set up and build up your portfolio, but it will be so worth it! Warren Buffett once said, “If you don’t find a way to make money while you sleep, you will work until you die.”
I'm ready to help YOU grow your money!
Welcome and congrats on getting here. This is your first step towards a better financial state. I can help you make your money make more money. I’ve grown investment portfolios to have great returns for myself, my family members and friends. Work is optional for me now, but I really enjoy helping others to achieve the same “Work is Optional” state as I have. I love teaching and helping people thus I am now helping people such as yourself to do so. Please look at the Testimonials page to read the words of those who have worked with me to grow their money.
Disclaimer: I am not a registered financial adviser but as a self-taught investor from the age of 18, I have developed a passion for investing and finances and have successfully created financial prosperity for myself, my family, friends. The information contained here is for educational and entertainment purposes only, so please do your own due diligence!
Invest With Confidence
Take the first step towards achieving your financial goals by booking a first 30-minute free Zoom meeting with me today!
